Leveraged Life

Tax-Free Retirement, With Less Out-of-Pocket Costs

Discover how high earners use the Leveraged Life strategy to unlock their retirement funds, eliminate unnecessary taxes, and generate tax-free lifetime income, all starting with assets they already have.

Aligning Financial Strategy With Expertise

The Problem:

Your IRA or 401(k) Could Be a

$1 Million Tax Trap

Most successful professionals believe their retirement accounts are “safe.”

But the truth is, every dollar in a tax-deferred account is a future tax bill waiting to be paid.

The Breakthrough:

Turn Your Retirement Funds Into a Tax-Free Lifetime Income Machine

The Leveraged Life strategy moves a portion of your retirement assets into a high-cash-value life insurance policy.

From there, we use the policy’s loan feature to cover your tax bill — without draining your savings.

No Additional Out-of-Pocket Cost — leverage what you already have.

Tax-Free Growth — your cash value compounds without interruption.

Tax-Free Income — access funds later without triggering taxes.

How It Works:

Growth Beats Cost - Every Time

Your policy’s cash value grows at about 6.5% annually, while loan interest averages only 5%. That means your money keeps compounding on the full amount, even after you borrow against it. In this example, that difference turned a traditional $76K/year retirement into $411K/year tax-free.

The Results:

More Income, Bigger Legacy

Premium financing is used by ultra-high-net-worth families, family offices, and physicians earning $400K+ per year. Now, with our guidance and lending relationships, this strategy is available to qualified individuals looking to grow and protect more, with less effort and more control.

Who Qualifies:

Not Just the ultra wealthy

Unlike premium financing, you don’t need a $5M+ net worth to qualify. Many high earners like business owners, executives, and professionals can take advantage if they have:

Here's some stuff $250K+ in existing retirement assets (401k, IRA, etc.)

Strong income to support the strategy

A desire to minimize taxes and maximize lifetime income

Your Next Step

Start your leveraged life today

The biggest regret we hear from clients is that they wish they had started sooner. Take the first step today with a quick discovery call. We’ll walk you through exactly how this works and see if it’s right for you.